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How much money you would save/earn if you stopped buying your everyday coffee

“Don’t talk to me until I’ve had my morning coffee,” people (annoyingly) say, as coffee has become an essential part of an everyday morning for many. Most likely, you yourself started the day with a nice cup of joe, but did you buy that coffee or make it at home?

Many American’s buy their coffee from the shop, but I like to make my coffee at home in my overly priced New York apartment. I rarely go out to buy a cup of coffee and if I do I usually get it from Starbucks. Starbucks to me is a luxury…


Peacock’s strategy for success against the many, many streaming services

It finally happened. The dreaded day, January 1st, 2021 — ‘The Office’ was taken off Netflix. What are we going to binge-watch now while preoccupying ourselves with other menial tasks? If you are like most people, you couldn’t wait for the new year, but for some, this meant an end of an era and NBC’s Peacock won’t let you forget it.

You might not think of Peacock as a small startup, but in many ways it is. It is up against some pretty big streaming services that have had years to establish a customer base, but Peacock isn’t backing down…


The money I earned and the lessons I learned — from finally listening to money gurus.

I gave in. I finally listened to all those money gurus on the internet and decided to take better care of myself and my money. There is lots of different financial advice on the internet to listen to, but the advice I’ve seen the most is:

Don’t spend your money on coffee every morning. Invest that money instead.

People give out this advice as if it will save you a fortune, but in reality, it all depends on the perceived opportunity cost of each individual person. I should know; I ran the numbers. …


It’s for the good of the economy I swear

Everything started when I got an email from my bank saying that they were going to cut the interest rate on their savings account. I was devastated. The interest rate on that account was already so low, and to cut it again was like a gunshot to a dead corpse.

Then I remembered that this has been happening for a while now. Back in 2019, you could find savings accounts with more than 2.00% APY, but now interest rates are 2–4x lower. It wasn’t a steep descent. Rates have been slowly declining over the years. What happened?

Federal Funds Rate

The main factors…


And why I think everyone should

Handsome man with lots of money stuck to him

I have been using Robinhood for five years now and I can’t believe some people still haven’t heard about this amazing app yet. Robinhood helped me meet my financial goals, which I hope can be done for you too. Changing my life for the better, I would wholeheartedly recommend Robinhood to everyone.

Founded in April 2013 by the duo Baiju Bhatt and Vladimir Tenev, Robinhood is a trading platform with a popular app that allows you to trade stocks right from your phone.

Back then this was all there was to Robinhood, but now it has become much more than…

Nat

Dog Lover | Business News | Data Science | Writer of the daily newsletter https://medium.com/coffeemoney

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